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New & Pre-Construction Condos & Homes in Thornhill
Browse 29 active projects - new and pre-construction condos and homes in Thornhill. Royale Realty Brokerage (Geeta Mistry & Jasbir Seeder) provides Platinum VIP access, floor plans, deposit structures, and project-specific market analysis for every listing below. Updated 2026.
Pre-construction lets buyers lock in today's pricing for delivery in 2–5 years, with extended deposit structures, multiple price-protection windows, and exposure to the strongest appreciation segment of the GTA market.
Thornhill Pre-Construction Market Snapshot
Computed from the 29 developments we currently track in Thornhill.
Property types
- Condo27
- Single Family1
- Townhome1
Estimated occupancy
- 20251 project
Thornhill by price
Projects with a published starting price at or under each threshold.
Buying a pre-construction condo in Thornhill: what to know
How pre-construction deposits work
Instead of a single down payment, Thornhill condo builders collect the deposit in instalments: typically 5 percent on signing, then further 5 percent tranches at set dates, adding up to 15 to 20 percent within the first one to two years, with the balance due on final closing. The schedule is one of the first things to compare between projects, because a longer ladder is easier to fund and a shorter one usually comes with a lower price. Deposits are held in trust and covered by Tarion deposit protection up to the statutory limit. Of the 29 projects we track in Thornhill, 3 are selling now.
The 10-day cooling-off period
Every new condominium purchase agreement in Ontario comes with a 10-day rescission period under the Condominium Act. Buyers use it to have a lawyer review the disclosure statement and the builder's schedules, confirm mortgage pre-approval, and check for caps on closing adjustments. Walk away within the window and the deposit is returned in full; after it, the agreement is firm.
Interim occupancy and final closing
Condo buyers move in, or lease out, at interim occupancy, often months before the building is registered as a condominium corporation. During that period you pay an occupancy fee made up of interest on the unpaid balance, estimated property taxes and maintenance, rather than a mortgage. Final closing, when title transfers and the mortgage funds, follows registration. Across Thornhill the projects we track are currently scheduled to occupy in 2025 (1).
Closing costs, HST and land transfer tax
Ontario land transfer tax applies province-wide; there is no municipal land transfer tax outside the City of Toronto, and first-time buyers can claim a provincial rebate. New construction attracts HST. End users assign the federal and Ontario new housing rebates to the builder, so the advertised price is usually net of them; investors pay the rebate portion at closing and recover it through the new residential rental property rebate after leasing the unit for a year. Budget separately for legal fees, utility connections and the adjustments for development charges and levies, and ask for those adjustments to be capped in the agreement.
Assignments before closing
Many buyers sell their agreement before the building completes. Whether you can depends on the builder's assignment clause and fee, and the profit on an assignment is taxable. Our assignment guides explain the mechanics city by city, and registered buyers in Thornhill are told when a builder opens or closes its assignment window.
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Frequently Asked Questions
How many pre-construction projects are available in Thornhill?
What deposit structure should I expect on a pre-construction purchase?
How do I get Platinum VIP access through Royale Realty?
Can I sell my unit before the building is complete?
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