Pre-Construction Condos with 2026 Occupancy

Condos with a 2026 occupancy are the nearest-term pre-construction opportunities — far enough out to buy on a deposit, close enough to plan your move or lease-up. These GTA projects are largely built or under construction, so floor plans and pricing are well-defined. Browse the 2026-occupancy launches below.

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the GTA Pre-Construction Market Snapshot

Computed from the 110 developments we currently track in the GTA.

110
Developments
98
Selling now
$818,990
Median starting price
$394K–$6.8M
Price range

Property types

  • Condo69
  • Townhome25
  • Single Family13
  • Pre-Construction2

Estimated occupancy

  • 20255 projects
  • 2026101 projects

Featured launches

Where the launches are

The neighbourhoods and transit nodes across the region where new launches cluster. Each guide lists every live project in that area.

King West · Toronto

Toronto's nightlife-and-design district, where converted warehouses meet glass towers along King Street West.

Liberty Village · Toronto

A dense, young-professional enclave of loft-style condos, cafes, and tech offices west of downtown.

Yorkville · Toronto

Toronto's luxury address — designer boutiques, galleries, and the city's most prestigious condo towers.

The Annex · Toronto

Leafy, historic, and steps from the University of Toronto — a blend of Victorian homes and boutique condos.

Distillery District · Toronto

Cobblestone streets and Victorian-era brick, now one of Toronto's most characterful condo neighbourhoods.

Leslieville · Toronto

East-end favourite known for brunch spots, indie shops, and mid-rise family-friendly condos.

CityPlace & Fort York · Toronto

Toronto's high-density waterfront-adjacent community, with parks, the rail deck, and tower living.

St. Lawrence · Toronto

Home of the St. Lawrence Market — a walkable, historic downtown-east pocket with new mid-rise launches.

Financial District · Toronto

The core of downtown Toronto — PATH-connected towers and premium pre-construction in the business heart.

The Junction · Toronto

A revitalized west-end village of antique shops, breweries, and low-rise condo conversions.

Yonge & Eglinton · Toronto

Midtown's transit hub — the Crosstown LRT and Yonge line meet amid a wave of new towers.

Regent Park · Toronto

One of North America's largest urban revitalizations, blending new condos with parks and community space.

The Danforth · Toronto

Greektown's lively mainstreet — subway-connected mid-rise living in Toronto's east end.

Bloor West Village · Toronto

A charming west-end village near High Park with boutique low-rise condos and family homes.

Humber Bay Shores · Etobicoke

A waterfront cluster of glass towers with lake views, marinas, and a lakeshore trail.

Mimico · Etobicoke

A GO-connected lakeside neighbourhood seeing steady mid- and high-rise condo growth.

North York Centre · North York

Yonge Street's northern downtown — subway-connected towers around Mel Lastman Square.

Willowdale · North York

A family-oriented, transit-rich pocket of North York with a strong pre-construction pipeline.

Scarborough Town Centre · Scarborough

Scarborough's civic and retail core, anchored by the mall and future subway extension.

Square One / City Centre · Mississauga

Mississauga's downtown — a fast-rising skyline of condos around Square One and Celebration Square.

Port Credit · Mississauga

A waterfront village on Lake Ontario with a marina, GO transit, and boutique lakeside condos.

Cooksville · Mississauga

A central, transit-connected Mississauga hub with a growing supply of mid-rise condos.

Vaughan Metropolitan Centre · Vaughan

Vaughan's brand-new downtown — subway-connected towers rising around the VMC station.

Downtown Markham · Markham

A master-planned urban core near Unionville, mixing offices, retail, and modern condos.

Downtown Brampton · Brampton

Brampton's historic core around the GO station, seeing renewed mid-rise condo interest.

Downtown Oakville & Kerr Village · Oakville

Oakville's lakefront old town and the Kerr Street strip beside it — boutique mid-rise condos and towns a short walk from the harbour and the GO station.

Bronte Village · Oakville

West Oakville's harbour village — waterfront condos and low-rise infill around Bronte Harbour and the QEW-Bronte Road corridor.

Uptown Core · Oakville

The Trafalgar and Dundas node north of the QEW, where Oakville's newest mid-rise condos and stacked towns cluster around the bus terminal and big-box retail.

Downtown Burlington · Burlington

Brant Street and the Spencer Smith waterfront — Burlington's tallest new condo towers sit here, steps from the lake and the downtown restaurants.

Aldershot · Burlington

West Burlington around Aldershot GO — a transit-led cluster of mid-rise condos and towns between the Royal Botanical Gardens and the lakeshore.

Alton Village · Burlington

North Burlington at Dundas Street and Walkers Line — newer family neighbourhoods where the current launches are mostly towns and low-rise condos.

Downtown Oshawa · Oshawa

Oshawa's core around King and Simcoe — conversions and new mid-rise condos near the GO extension, the Tribute Communities Centre and Lakeridge Health.

North Oshawa & Windfields · Oshawa

The growth edge around Ontario Tech University and Durham College — master-planned communities of towns and detached homes north of Taunton Road.

Richmond Hill Centre · Richmond Hill

Yonge and Highway 7 — the regional transit terminal and the planned Yonge subway extension anchor Richmond Hill's densest run of new condo towers.

Oak Ridges · Richmond Hill

The northern end of Richmond Hill on the Oak Ridges Moraine — larger lots, lakes and new communities of towns and detached homes along Yonge and King Road.

Downtown Hamilton · Hamilton

King and James — Hamilton's revived core, where heritage conversions and new towers cluster around the future LRT line and the GO station.

Stoney Creek · Hamilton

East Hamilton toward the lake — waterfront condos on the Stoney Creek shoreline and new townhome communities below the escarpment.

Waterdown · Hamilton

Hamilton's fastest-growing suburb north of Burlington — new subdivisions of towns and detached homes with a village main street.

Ancaster · Hamilton

The west-mountain community around the Meadowlands — established estate lots and new low-rise condos and towns near the 403.

Unionville · Markham

The historic Main Street village beside Downtown Markham — new mid-rise condos and towns within walking distance of Unionville GO.

Cornell · Markham

East Markham's new-urbanist community around the Cornell bus terminal and Markham Stouffville Hospital — laneway towns and low-rise condos.

Woodbridge · Vaughan

Vaughan's established west side along Islington and Highway 7 — infill towns and boutique condos around the Woodbridge village core.

Maple · Vaughan

North Vaughan around Maple GO and Canada's Wonderland — newer communities of towns and detached homes with a mid-rise node forming at Major Mackenzie.

Mount Pleasant · Brampton

West Brampton's transit village around Mount Pleasant GO — one of the GTA's largest concentrations of new towns and detached-home communities.

Buying a pre-construction condo in the GTA: what to know

Near-term occupancy changes the buying math: the deposit schedule is compressed, the building is usually under construction or complete, and the interim occupancy period is close enough to plan around. These are the points that matter most for a 2026 move-in.

How pre-construction deposits work

Instead of a single down payment, the GTA condo builders collect the deposit in instalments: typically 5 percent on signing, then further 5 percent tranches at set dates, adding up to 15 to 20 percent within the first one to two years, with the balance due on final closing. The schedule is one of the first things to compare between projects, because a longer ladder is easier to fund and a shorter one usually comes with a lower price. Deposits are held in trust and covered by Tarion deposit protection up to the statutory limit. Of the 110 projects we track in the GTA, 98 are selling now, with a median published starting price of $818,990.

The 10-day cooling-off period

Every new condominium purchase agreement in Ontario comes with a 10-day rescission period under the Condominium Act. Buyers use it to have a lawyer review the disclosure statement and the builder's schedules, confirm mortgage pre-approval, and check for caps on closing adjustments. Walk away within the window and the deposit is returned in full; after it, the agreement is firm.

Interim occupancy and final closing

Condo buyers move in, or lease out, at interim occupancy, often months before the building is registered as a condominium corporation. During that period you pay an occupancy fee made up of interest on the unpaid balance, estimated property taxes and maintenance, rather than a mortgage. Final closing, when title transfers and the mortgage funds, follows registration. Across the GTA the projects we track are currently scheduled to occupy in 2025 (5), 2026 (101).

Closing costs, HST and land transfer tax

Ontario land transfer tax applies province-wide, and purchases inside the City of Toronto also pay Toronto's municipal land transfer tax; first-time buyers can claim rebates on both. New construction attracts HST. End users assign the federal and Ontario new housing rebates to the builder, so the advertised price is usually net of them; investors pay the rebate portion at closing and recover it through the new residential rental property rebate after leasing the unit for a year. Budget separately for legal fees, utility connections and the adjustments for development charges and levies, and ask for those adjustments to be capped in the agreement.

Assignments before closing

Many buyers sell their agreement before the building completes. Whether you can depends on the builder's assignment clause and fee, and the profit on an assignment is taxable. Our assignment guides explain the mechanics city by city, and registered buyers in the GTA are told when a builder opens or closes its assignment window.

By property type

By occupancy year

By price

By city (live project counts)

Frequently asked questions

How many pre-construction projects are in the GTA with 2026 occupancy right now?+

We currently track 110 live pre-construction projects in the GTA with 2026 occupancy, 98 of them actively selling. The list updates as builders launch and sell out.

What do pre-construction condos in the GTA with 2026 occupancy cost?+

Across 107 projects with published pricing, starting prices run from $393,990 to $6,800,000, with a median of $818,990. Register on any project page for the current price list.

Can I still buy a condo with 2026 occupancy?+

Yes. Projects this close to completion are typically under construction or already occupying, so what remains is builder-held inventory with a shorter deposit schedule and a firm move-in date. Availability changes weekly; register to get the current list.

What does 2026 occupancy mean?+

Occupancy is when the builder hands over keys and you can move in (or lease the unit) — here, during 2026. You pay your deposits and occupancy fees now; final closing and the balance of the mortgage follow a few months after occupancy.

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