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New & Pre-Construction Condos & Homes in Oshawa

27 active projects

Browse 27 active projects - new and pre-construction condos and homes in Oshawa. Royale Realty Brokerage (Geeta Mistry & Jasbir Seeder) provides Platinum VIP access, floor plans, deposit structures, and project-specific market analysis for every listing below. Updated 2026.

Oshawa is the most affordable major GTA pre-construction market by a meaningful margin. Investor demand is strong thanks to the Ontario Tech / Trent campus and growing rental absorption.

Oshawa Pre-Construction Market Snapshot

Computed from the 27 developments we currently track in Oshawa.

27
Developments
10
Selling now
$799,995
Median starting price
$400K–$1.7M
Price range

Property types

  • Condo10
  • Single Family9
  • Townhome8

Estimated occupancy

  • 20256 projects

Oshawa is currently witnessing a vibrant pre-construction real estate market, featuring 27 active projects. With 10 developments selling now, buyers have a variety of options to explore, including condos, single-family homes, and townhomes.

The median starting price for these new homes is $799,995, with the lowest starting at $399,900. The occupancy window for these projects is set for 2024-2025, allowing prospective homeowners to plan their future in this growing city. Notable builders in the area include Atria Development Corporation, Treasure Hill Home Corp, and Fieldgate Homes.

Where the launches are in Oshawa

The Oshawa pockets with the deepest pre-construction pipelines. Each guide lists every live project in that area.

Oshawa by price

Projects with a published starting price at or under each threshold.

Buying a pre-construction condo in Oshawa: what to know

How pre-construction deposits work

Instead of a single down payment, Oshawa condo builders collect the deposit in instalments: typically 5 percent on signing, then further 5 percent tranches at set dates, adding up to 15 to 20 percent within the first one to two years, with the balance due on final closing. The schedule is one of the first things to compare between projects, because a longer ladder is easier to fund and a shorter one usually comes with a lower price. Deposits are held in trust and covered by Tarion deposit protection up to the statutory limit. Of the 27 projects we track in Oshawa, 10 are selling now, with a median published starting price of $799,995.

The 10-day cooling-off period

Every new condominium purchase agreement in Ontario comes with a 10-day rescission period under the Condominium Act. Buyers use it to have a lawyer review the disclosure statement and the builder's schedules, confirm mortgage pre-approval, and check for caps on closing adjustments. Walk away within the window and the deposit is returned in full; after it, the agreement is firm.

Interim occupancy and final closing

Condo buyers move in, or lease out, at interim occupancy, often months before the building is registered as a condominium corporation. During that period you pay an occupancy fee made up of interest on the unpaid balance, estimated property taxes and maintenance, rather than a mortgage. Final closing, when title transfers and the mortgage funds, follows registration. Across Oshawa the projects we track are currently scheduled to occupy in 2025 (6).

Closing costs, HST and land transfer tax

Ontario land transfer tax applies province-wide; there is no municipal land transfer tax outside the City of Toronto, and first-time buyers can claim a provincial rebate. New construction attracts HST. End users assign the federal and Ontario new housing rebates to the builder, so the advertised price is usually net of them; investors pay the rebate portion at closing and recover it through the new residential rental property rebate after leasing the unit for a year. Budget separately for legal fees, utility connections and the adjustments for development charges and levies, and ask for those adjustments to be capped in the agreement.

Assignments before closing

Many buyers sell their agreement before the building completes. Whether you can depends on the builder's assignment clause and fee, and the profit on an assignment is taxable. Our assignment guides explain the mechanics city by city, and registered buyers in Oshawa are told when a builder opens or closes its assignment window.

Frequently Asked Questions

How many pre-construction projects are available in Oshawa?
There are 27 active projects matching these filters. Listings on this page update as new projects launch and registrations open.
How is the Oshawa pre-construction market in 2026?
Oshawa is the most affordable major GTA pre-construction market by a meaningful margin. Investor demand is strong thanks to the Ontario Tech / Trent campus and growing rental absorption.
What deposit structure should I expect on a pre-construction purchase?
Most GTA pre-construction projects use an extended deposit spread across 12–36 months - typically 5% on signing, then 5% increments at 30/60/90/180/365 days, with a final 5% at occupancy. Some launches now offer extended structures up to 30 months to occupancy, which we'll flag on each project's page.
How do I get Platinum VIP access through Royale Realty?
Call Geeta at (647) 544-7000 or Jasbir at (416) 836-1313, or register on any project page. Geeta Mistry and Jasbir Seeder personally walk every client through allocations, deposit structures, and which projects best fit your buy-and-hold vs. assignment vs. end-user goals.

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