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New & Pre-Construction Condos & Homes in Whitby
Browse 38 active projects - new and pre-construction condos and homes in Whitby. Royale Realty Brokerage (Geeta Mistry & Jasbir Seeder) provides Platinum VIP access, floor plans, deposit structures, and project-specific market analysis for every listing below. Updated 2026.
Whitby's pre-construction pipeline mixes detached subdivisions in north Whitby with a growing condo and townhome inventory near downtown and the GO station.
Whitby Aperçu du marché de la préconstruction
Calculé à partir des 38 projets que nous suivons actuellement à Whitby.
Types de propriété
- Condo17
- Maison en rangée12
- Maison individuelle8
- Maison en rangée1
Occupation estimée
- 20252 projets
- 20263 projets
- 20271 projet
- 20282 projets
Constructeurs les plus actifs
Whitby is currently home to 38 active pre-construction projects, with 15 of these selling now. Buyers can explore a diverse range of property types, including 17 condos, 12 townhomes, and 8 single-family homes, catering to various preferences and lifestyles.
The market features a median starting price of $834,990, with the lowest starting price available at $399,000. The occupancy window for these projects spans from 2024 to 2028, providing ample opportunity for prospective homeowners to secure their new residence in this vibrant community, developed by active builders such as Brookfield Residential, Mansouri Living, and Andrin Homes.
Whitby by price
Projects with a published starting price at or under each threshold.
Buying a pre-construction condo in Whitby: what to know
How pre-construction deposits work
Instead of a single down payment, Whitby condo builders collect the deposit in instalments: typically 5 percent on signing, then further 5 percent tranches at set dates, adding up to 15 to 20 percent within the first one to two years, with the balance due on final closing. The schedule is one of the first things to compare between projects, because a longer ladder is easier to fund and a shorter one usually comes with a lower price. Deposits are held in trust and covered by Tarion deposit protection up to the statutory limit. Of the 38 projects we track in Whitby, 15 are selling now, with a median published starting price of $834,990.
The 10-day cooling-off period
Every new condominium purchase agreement in Ontario comes with a 10-day rescission period under the Condominium Act. Buyers use it to have a lawyer review the disclosure statement and the builder's schedules, confirm mortgage pre-approval, and check for caps on closing adjustments. Walk away within the window and the deposit is returned in full; after it, the agreement is firm.
Interim occupancy and final closing
Condo buyers move in, or lease out, at interim occupancy, often months before the building is registered as a condominium corporation. During that period you pay an occupancy fee made up of interest on the unpaid balance, estimated property taxes and maintenance, rather than a mortgage. Final closing, when title transfers and the mortgage funds, follows registration. Across Whitby the projects we track are currently scheduled to occupy in 2025 (2), 2026 (3), 2027 (1), 2028 (2).
Closing costs, HST and land transfer tax
Ontario land transfer tax applies province-wide; there is no municipal land transfer tax outside the City of Toronto, and first-time buyers can claim a provincial rebate. New construction attracts HST. End users assign the federal and Ontario new housing rebates to the builder, so the advertised price is usually net of them; investors pay the rebate portion at closing and recover it through the new residential rental property rebate after leasing the unit for a year. Budget separately for legal fees, utility connections and the adjustments for development charges and levies, and ask for those adjustments to be capped in the agreement.
Assignments before closing
Many buyers sell their agreement before the building completes. Whether you can depends on the builder's assignment clause and fee, and the profit on an assignment is taxable. Our assignment guides explain the mechanics city by city, and registered buyers in Whitby are told when a builder opens or closes its assignment window.
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Filtres de propriété
1 filtre actif